_{SOURCE: huntington.com}

Check out these simple yet effective money-saving tips that can help you build your wealth and reach your financial goals faster.

1. Track your spending.

One of the greatest contributors to overspending is a credit card. It’s easy to swipe the card and lose track of how the expenses are adding up. By reviewing your spending regularly, you can track exactly where your money goes, and where you might need to trim back.

2. Establish a budget.

Setting up a budget is one of the best ways to manage your spending habits. That way, you can see when you are spending more or less than you would like.

3. Set up savings goals.

Setting specific goals – small or large – can make saving money easier. Knowing you’re saving for something meaningful, like a family vacation or holiday gifts, can make it easier to cut back in other areas.

4. Use an automated tool.

Another great way to save money is to use an automated savings tool. You can work with your bank to set up a pre-authorized savings transfer to come out of your paycheck, so that you don’t get a chance to spend the money first.

5. Prepare for grocery shopping in advance.

Making a list before you go grocery shopping is one of the most important money savings tips we can offer. Start by planning out your meals for the week. Then check your pantry and refrigerator, look for coupons and loyalty program specials, and make a list.

6. Bring your lunch to work.

Packing your own lunch instead of buying it every day is another great way to save money.

7. Stop paying for cable television.

Before you sound the alarm, remember that some subscription services offer access to a substantial amount of content for much less than you’re probably paying for cable TV.

8. Create an emergency fund.

If you face an unexpected expense, your emergency fund can help cover the costs so that you aren’t forced to dip into credit and pay interest. 

9. Buy used instead of new.

Another great way to save money, buying used items can add dollars back into your bank account each year.

10. Unsubscribe from tempting marketing emails.

Avoid impulse purchases by unsubscribing from marketing emails from the companies where you spend the most money. Marketing emails entice people to buy things they don’t need, all in the name of “saving money.”

Saving money has never been easier with these tips! 💰